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Debt management is where an informal payment plan is entered into between you and your creditors to repay some or all of your debts over a period of time, with payments being made to creditors each month via an FCA authorised organisation. Unlike an IVA, the payment plan is not legally binding, although in many cases interest payments can be frozen for a period of time. There are many debt charities and commercial organisations who offer debt management plans and debt advice. Find out more about debt management plans here or contact us for further information.

Do you need expert help?

Speak to one of our experienced staff about guiding you to the correct advice for getting help with your debts. We are confident we can give you a great service at a competitive price.